Effects of Excessive Unnecessary Spending

Being rich is not magic, it requires much discipline. You must consciously discipline the way you spend money and also you must cut down your appetite for the things that are not necessary. If what you have now is not enough to be your harvest, you can make your seed. Some people complain that what they have is not enough so they cannot be rich, I must tell you the truth. There is no enough money anywhere, it is your responsibility to make what you have enough for what you want. You must understand that, is not what you have that is not enough; it is the knowledge you have about money that is not enough. No wonder God said in his word; "He that Loves Pleasure Shall be a poor man: he that loves unnecessary spending on wasteful things shall not be rich" Proverbs 12:17, why? Because "there is treasure to be desired in the dwelling of everyone but the foolish ones spends it all wastefully" Proverbs 21:20. This is what i have personally observed " most people are poor because they spend the money they do not have to buy what they do not need to impress people they don't know". To improve your financial intelligence, i will recommend you read the following books.
1. The Richest man in Babylon by George Classen
2. Rich Dad Poor Dad by Robert T. Kiyosaki.
 Finally, control your spending, pay yourself and you will be happier in 2015. Thank you and don't forget to share this to all your love ones. Great day friends,
 Merry Christmas in advance, have a great day with love.